The charges relate to the period of July 2019 and the England footballer has until 18 May to provide a response.
The former Tottenham Hotspur defender, who now plays for Atletico Madrid in Spain, is said to have broken two of the FA’s rules.
The first rule involves a footballer not being allowed to bet, or directly or indirectly enable a person to bet on a football event.
The second rule involves passing on information to aid another person betting on football.
In March, former England international Daniel Sturridge was suspended from all football-related activity for four months, after being found guilty of breaking the FA’s betting rules.
