Zimpler is a Sweden-based fintech company offering account-to-account (A2A) payment solutions, allowing direct bank transfers without the need for cards or digital wallets. Its services enable businesses to send and receive funds quickly, securely and efficiently.
- Name: Zimpler AB
- Founded: 2012 (Sweden)
- Headquarters: Wallingatan 2, 111 60 Stockholm, Sweden
- Legal Status: Licensed Swedish payment institution supervised by Finansinspektionen (the Swedish Financial Supervisory Authority)
Zimpler plays a key role in the online gambling industry by providing fast, secure and compliant pay-by-bank transactions designed for regulated markets. As a result, players can deposit and withdraw funds directly from their bank accounts without using cards or digital wallets, which reduces friction and makes the payment process much smoother. Because of this improved experience, operators and players benefit in several important ways, including the following:
- Zimpler enables pay-by-bank deposits via open banking. Players authenticate with their bank and funds arrive instantly, removing card friction and wallet sign-ups.
- Withdrawals can be sent directly to a player’s bank account, often in minutes rather than days.
- Zimpler integrates KYC/AML checks and operates under payment-institution licences.
- Because payments are account-to-account (no cards), chargebacks are rare and identity spoofing is reduced.
- Pay-by-bank is popular in the Nordics and parts of Europe, and expanding elsewhere.
- Bank transfers typically have lower fees than cards and settle faster.
Important to Know About Zimpler
Zimpler’s corporate developments reflect its ongoing growth and strategic focus on expanding its payments capabilities and market reach. Through partnerships, regulatory approvals and business milestones, the company continues to strengthen its position within the global fintech and iGaming ecosystem. These developments highlight how Zimpler is evolving to meet changing industry demands and regulatory expectations.
- Swish Integration: Zimpler became the first non-bank payment provider to connect directly with Sweden’s widely-used payment system Swish, enabling merchants to offer Swish payments without a direct bank agreement.
- Brazil Certification: It is certified by the Brazilian Central Bank as a payment institution, expanding its footprint in Latin America.
- Acquisition: In October 2025, UK open banking provider TrueLayer announced plans to acquire Zimpler, aiming to build a broader European Pay-by-Bank network.